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Mortgage Lending

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Loan Amount <= $417,000
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.394%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.498%  0.000%
5 Year Libor Adjustable Rate
 Rate  APR  Points
 2.625%  2.839%  0.000%
Loan Amount > $417,000
Jumbo 5 Year Libor ARM P&I
 Rate  APR  Points
 2.875%  2.893%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  5.505%  0.000%
VA
Federal VA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.180%  0.000%

Personalized Quote


Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

1   Apply Now and complete the application.

2   Submit your application online and your information will be reviewed for instant online approval.

3   An SCBT Account Executive will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Account Executives are only a phone call away if you need help. Contact us at 866-227-3031.


Rate Watch
Keep an eye on rates via e-mail. Sign up for
Rate Watch.


Frequently Asked Questions
Do you have a lot of questions about applying online? Check out our Frequently Asked Questions for help.



Mortgage Calculators
Use our online mortgage calculators to help make financial decisions.


HomePath® Mortgage Financing
We're a local lender who has been chosen to offer our customers affordable HomePath financing on selected properties owned by FannieMae.


NMLS Registry Information for SCBT Mortgage Loan Originators
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First Federal, a Division of SCBT
Equal Housing Lender